USDA Loans: Affordable Home Financing for Rural Areas
Your Reliable Financing for Your Dream Home
Find the Best Fit for Your Dream Home
USDA Loans for Affordable Rural Housing with Zero Down Payment
A USDA home loan is a zero-down payment mortgage for eligible rural home buyers. USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the United States Department of Agriculture. Call us to see if a USDA loan is the right option for you!
Low Payments, Even Lower Interest Rates
All Your Mortgage Needs Covered
Conventional & FHA Home Loans
Conventional loans are the most common mortgage type offered by most lenders. Conventional loans are often the best option for borrowers with strong credit who can contribute a down payment of at least 3%, or perhaps quite a bit more. Find out what conventional means in the mortgage industry and whether it might be the right type of home loan for you. Call us to see if a conventional loan is the right option for you!
FHA Loans are excellent for first-time home buyers or borrowers who seek flexibility. FHA loans are typically more lenient with credit scores and down payment requirements. Call us to see if an FHA loan is the right option for you!
USDA Loans
A USDA home loan is a zero-down payment mortgage for eligible rural home buyers. USDA loans are issued through the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, by the United States Department of Agriculture. Call us to see if a USDA loan is the right option for you!
Reverse Mortgages
A reverse mortgage loan, like a traditional mortgage, allows homeowners to borrow money using their home as security for the loan. Also like a traditional mortgage, when you take out a reverse mortgage loan, the title to your home remains in your name. However, unlike a traditional mortgage, with a reverse mortgage loan, borrowers don’t make monthly mortgage payments. The loan is repaid when the borrower no longer lives in the home. Interest and fees are added to the loan balance each month, and the balance grows. Call us to see if a reverse mortgage is the right option for you!
VA Home Loans
A VA loan is a mortgage option issued by private lenders and partially backed, or guaranteed, by the Department of Veterans Affairs. Here we look at how VA loans work and what most borrowers don’t know about the program. For the vast majority of military borrowers, VA loans represent the most powerful lending program on the market. Call us to see if a VA loan is the right option for you!
Jumbo Loans
A jumbo loan is a mortgage used to finance properties that are too expensive for a conventional conforming loan. The maximum amount for a conforming loan is $548,250 in most counties, as determined by the Federal Housing Finance Agency (FHFA). Homes that exceed the local conforming loan limit require a jumbo loan. Call us to see if a jumbo loan is the right option for you!
Fixed-Year Loans
If you're thinking of applying for a fixed-rate mortgage, you need to decide on a loan term to go with it. A loan's term is the length of time that you will spend repaying the loan. It influences how much you'll pay each month, including interest, and it defines how long it will be until you'll own the home outright. Fixed-rate mortgages typically come with 15 or 30-year loan terms—although some lenders offer 10 and 20-year loan terms as well. Let's go over the advantages and disadvantages of each option!
Mortgage Mastery
Commerce City For Local Insights, Expert Advice
Living in the heart of Commerce City has its perks, and we’re here to help you make the most of it. With our in-depth local knowledge and unbeatable mortgage options, we ensure you get the best deal tailored to your needs. Discover how our expertise can help you thrive in this vibrant community. Ready to get started? Reach out to us now!
Seamless Mortgage Solutions
Tailored Mortgage Plans Built Just for You
We know that one size doesn’t fit all when it comes to mortgages. That’s why we offer tailored mortgage plans designed to fit your unique financial situation and goals. From first-time home buyers to seasoned investors, our personalized approach ensures you get the perfect plan. Interested in a custom mortgage solution? 
Effortless Home Loans
Your Dream, Our Mission
Securing a home loan shouldn’t be a hassle. Our mission is to provide effortless home loans that make the process smooth and stress-free. With our expertise, you can navigate the mortgage landscape with confidence. Let’s make your dream home a reality. Apply now for a streamlined home loan experience!
With 3 Simple Steps
Safe & Secure Application
We look at mortgages in a different way
1
Our Team
Our team consists of certified and experienced experts who are ready to help you with your next home purchase challenges.
2
Our Goals
All the results that you get from our highly skilled team are 100% guaranteed to offer you the best results.
3
Application
Call us even if you are currently in the loan process. With our quick turnaround times and top-of-the-line service to save more money.
Our goal is to save you time and money on your biggest investment
Why choose Peak Mortgage Consultants, LLC?
We look at mortgages a different way. We want to know what your goals are so we can match those with the best mortgage programs in the market along with great rates and low closing costs. Our award-winning consultants specialize in all loan programs, including conventional, FHA, VA, reverse mortgage, and jumbo loans. We also have the new bank statement loans available for the self-employed client. We are excited to help clients with their home purchase or saving hundreds of dollars a month with a refinance.
Call us even if you are currently in the loan process. With our quick turnaround times and top-of-the line service, it is never too late to save more money.
Simplifying Refinancing
Better Terms, Lower Payments
Thinking about refinancing your mortgage? We make the process simple and straightforward, helping you secure better terms and lower payments. Our refinancing solutions are designed to fit your financial goals. Ready to refinance? Let’s discuss your options and start saving today!
Customer-Centric Approach
Your Satisfaction, Our Priority
Your satisfaction is our top priority. With a customer-centric approach, we ensure your needs are met with exceptional service and attention to detail. From start to finish, we are committed to exceeding your expectations. Experience our unparalleled service. Get in touch with us now!
Your Dream Home Awaits
Why is Peak Mortgage Consultants so popular?
At Peak Mortgage Consultation, we specialize in helping our clients take advantage of USDA loans to secure affordable homes in Commerce City, CO. USDA loans are a fantastic option for those looking to purchase a home with zero down payment and competitive interest rates. Our team is well-versed in the USDA loan process and can guide you through every step, ensuring that you meet all the requirements for this unique loan program. If you're considering a USDA loan, let Peak Mortgage Consultation provide the expertise you need to make informed decisions. Contact us today to learn how a USDA loan can help you achieve homeownership!
A team of experienced professionals
Unlock Your Dream Home with Expert Guidance
At Peak Mortgage Consultants, we understand that finding the right mortgage can be daunting. That’s why our team of dedicated professionals is here to simplify the process and help you make informed decisions. With a range of loan options and expert advice, we’ll make your home-buying journey smooth and stress-free.
Ready to get started? Reach out to Peak Mortgage Consultants and let us turn your home ownership dreams into reality.
Frequently Asked Questions
If you can't find the answer you need, feel free to contact us.
What services does Peak Mortgage Consultants offer?
Peak Mortgage Consultants offers a wide range of mortgage solutions including home purchase loans, refinancing options, and investment property loans.
Our team of experts is dedicated to finding the best mortgage product to fit your unique financial needs and goals.
How do I start the mortgage application process with Peak Mortgage Consultants?
Starting your mortgage application with Peak Mortgage Consultants is easy! Simply contact us through our website or give us a call. One of our experienced mortgage consultants will guide you through the initial steps, gather necessary information, and help you understand your options.
Why should I choose a mortgage broker over a direct lender?
Choosing a mortgage broker like Peak Mortgage Consultants can provide you with access to a wider range of loan products and lenders.
We work on your behalf to find the most competitive rates and terms, saving you time and effort. Our goal is to secure the best mortgage deal for your specific needs.
What documents do I need to provide during the mortgage application process?
Typically, you will need to provide proof of income, tax returns, bank statements, and details of your assets and liabilities.
Our team will provide you with a detailed checklist to ensure you have everything needed for a smooth application process.
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